Noble Gold Investments Review

Noble Gold Investments sells Royal Survival Packs and rare coins alongside standard IRA metals. It offers a Texas-based depository option and a no-fee buyback program, and it requires a $20,000 minimum. Founded in 2016, Noble is the newest company on this site.

Noble Gold sells two different kinds of products, and the tax rules for them differ. IRA metals must be held by a custodian in an approved depository. Metals bought outside an IRA, such as Royal Survival Packs or home-storage purchases, are personal property that you can keep at home but that carry no IRA tax benefits.

• Inside the IRA: bullion that meets IRS purity rules (gold 99.5%, silver 99.9%, platinum and palladium 99.95%).
• Outside the IRA: survival packs, rare coins and anything you want in your own hands.

Keep the two clearly separated in your paperwork so a home-stored purchase is never confused with an IRA holding.

The company lists rare coins among its products. Under IRC Section 408(m), most collectibles, including rare and numismatic coins, are prohibited IRA investments, with exceptions for specified bullion coins and bars. Before buying any coin for an IRA, ask whether it appears on the IRS-eligible list and request that answer in writing. If the answer is no, treat the purchase as a personal one outside the IRA.

Noble partners with International Depository Services of Texas, a vault option inside the United States. Ask whether you can choose segregated storage, what the vault charges, and whether the depository publishes an insurance statement. The storage fee on this page is $150 per year, the highest of the five companies listed here.

The table lists an $80 setup fee, an $80 annual fee, a $150 storage fee and a $30 wire fee. Together the first-year account fees come to $310 ($80 plus $80 plus $150). Check that the written schedule matches, and confirm whether the no-fee buyback means no fee on the sale itself while a spread still applies. Ask how the buyback price is calculated.

Noble fits an investor with a $20,000 or larger balance who wants a Texas depository and is interested in emergency-preparedness products on the non-IRA side. It fits less well for anyone who wants the longest track record: the company was founded in 2016, and the listed cons are that it is newer and that some products require higher minimums.

Compare it with American Hartford Gold, founded in 2015 with a $10,000 minimum, if you want a similarly young firm with a lower entry point.

1. Speak with a Noble Gold specialist about your goals and ask for the written fee schedule before anything else.
2. Open the self-directed IRA with the custodian Noble recommends, and ask whether you may use a different custodian.
3. Request a rollover or direct transfer from your existing retirement account. The old plan administrator controls the timing, so ask it for its expected processing days.
4. Pick IRA-eligible bullion first, and decide separately whether to buy survival packs or rare coins outside the IRA.
5. Confirm the depository, whether the Texas vault or another approved facility, and save the storage agreement.

Noble's A+ BBB rating and its listed quick account setup are claims you can check. Look up the BBB profile, read the closed complaints, and compare the dates. Ask the company to name its custodian, then look the custodian up on its own website. A young company can be perfectly sound, but its record is shorter, so give extra weight to written terms over verbal assurances.

Can I store my IRA gold at home with Noble Gold?

No. At-home storage applies to metals purchased outside an IRA. IRA metals must stay in an approved depository.

What are Royal Survival Packs?

Packs that combine precious metals with emergency preparedness items. They are not an IRA product, so confirm the treatment of each item before buying.

How is Noble different from the other four companies?

It lists the Texas depository option, survival packs and rare coins, and the highest setup and storage fees in the table.